Is your HOA fine
actually enforceable?
Upload your HOA violation letter and our AI checks 8 legal grounds in 60 seconds. Most fines have procedural problems.
Challengeability
Strong homeowner position
How It Works
Three steps. Sixty seconds. Serious legal analysis, in plain English.
Upload Your Letter
Take a photo or upload a PDF. We accept JPG, PNG, or PDF up to 10 MB.
Pick Your State
All 50 US states supported — each with state-specific HOA rules.
Get Full Analysis
Our AI reviews 8 legal checkpoints and drafts your response letter.
What We Check
Every HOA fine must meet these legal standards. We verify each one.
Notice Period
Written notice 14+ days before the fine.
Hearing Offered
Many states require an offered hearing first.
Fine Schedule
Must be adopted by the board and distributed.
Rule in CC&Rs
Violation must match the governing documents.
State Law
State statutes may override conflicting rules.
Selective Enforcement
HOA cannot fine you alone for a common practice.
Cure Period
You must be given time to correct the issue.
Statutory Caps
Most states cap fines per violation — check the math.
Simple Pricing
Free analysis. Optional $4.99 for the full report and response letter.
One-time payment · Not a subscription
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Full 8-point legal analysis
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Professional response letter (PDF)
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Instant email delivery
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All 50 US states supported
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Letter deleted after analysis
No account needed · Secure payment via Gumroad
HOA Fighter provides general legal information only — not legal advice. AI-generated output may contain errors. No attorney-client relationship is created. Consult a licensed HOA attorney before taking legal action.